Looking to buy a first home? Six essential planning steps
As reported in The Globe and Mail, February 12, 2014
Plan ahead in 6 steps
1. Decide how much you can afford.
2. Plan how you’ll save for your down payment.
3. Protect your credit score by paying all bills and debts in full and on time.
4. Set up a loan to pay for your home even before you start to look. This is called a pre-approved mortgage.
5. Check interest rates. But remember – interest rates go up and down.
6. Know all the costs. Examples: appraisal, legal, home inspection, and real estate fees.
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